Cigna Open Access Plan
Deductible: $500 Individual/$1,000 Family
Coinsurance: 10% after in-network deductible
Out of Pocket Maximum: $2,000 Individual/$4,000 Family
PCP/Specialist Office Visit: $20 PCP/$40 Specialist
Preventive Exams: Covered 100%
Emergency Room: $150
Urgent Care: $50
Important Information about the OAP plan:
Election of a primary care physician (PCP) is recommended but not required.
No referrals required.
A nationwide network of doctors is available.
Cigna Telehealth Services available.
Members using non-participating providers may do so through the Out-of-Network benefit and will be responsible for the appropriate deductible and coinsurance as well as any cost over maximum reimbursable charge (MRC).
Enrollment in an Express Scripts Prescription Plan included.
Information, Forms and Resources
OAP Summary of Benefits and Coverage (SBC)
2024 OAP Summary Plan Description (SPD) (2025 coming soon)
2025 Health Insurance Premiums
How to register on mycigna.com
How to read your Explanation of Benefits (EOB)
How to Access Explanations of Benefits (EOB) on myCigna.com
Preventive Care Quick Reference Guide
Cigna Telehealth (Also En Español)
Cigna Virtual Behavioral Health Care
Hearing/Hearing Aid Benefit - Amplifon
Cigna Contact Information
Member Services:
1-800-244-6224
Website:
General Website:
Behavioral Health:
1-800-533-8733
Durable Medical Equipment/Home Healthcare (EviCore):
Healthcare Providers Call 1-800-298-4806 or fax 888-444-1027
Hearing and Hearing Aid Benefits - Amplifon
1-888-669-2175
24 Hour Nurse Line:
1-800-564-8982
Personal Health Team:
1-877-459-6150
Cigna Claims Addresses
Medical Claims
Cigna Healthcare
PO Box 182223
Chattanooga, TN 37422-7223
Mental Health Claims
Cigna Behavioral Health
PO Box 46279
Eden Prairie, MN 55344
Medical Vision Claims
Allied Eye Care
3290 Pine Orchard Lane
Suite D
Ellicot City, MD 21042
Chiropractic Claims
American Specialty Health Network
PO Box 509077
San Diego, CA 92150-9077