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Medical and Prescription Insurance
LCPS offers three medical plan options to benefit-eligible employees; a High Deductible Health Plan with Health Savings Account (HDHP), an Open Access Plus Plan (OAP) and a Point of Service Plan (POS). All plans are administered by Cigna. Click on the boxes below for plan-specific information and resources. *
At-A-Glance Comparison of 2024 Health Insurance Plans
Talk to Alex to compare your estimated annual costs for each plan. Alex is your online benefits counselor. Enter some basic information to compare your options or learn more about how these plans work.
Upload Supporting Documents for new enrollments completed within Oracle
*If you do not enroll in any of the LCPS health plans (medical, dental and vision), as an employee or dependent, you can elect the opt-out credit and receive a $9.00 credit per pay.
Prescription Insurance
Prescription coverage is provided to employees enrolled one of our medical plans. These plans are administered through Express Scripts. The prescription plan coverage is tied to the medical plan elected. Click on the boxes below for information about these plans.
Health Insurance Premiums and Cost
Premiums for the health insurance options are based on the level of coverage AND which medical insurance option you choose.
Health Insurance Enrollment, Changes and Termination
Visit the Benefits Basics page to find information on:
Eligibility for Benefits
Enrollments and Changes
Making Benefit Elections/Changes
Coverage for Dependents
Qualifying Events/Mid-Year Changes
Termination of Coverage
COBRA Coverage